Life Insurance Designations

When the original purpose of a life insurance is no longer necessary, such as educating grown children or providing financial security, your policy is a powerful tool to support our work.

Ways to Give

  • Name us a beneficiary of the policy

    It is as simple as updating your beneficiary designation form with the policy holder. You can designate us as the primary beneficiary for a percentage or specific amount. You can also make us the contingent beneficiary so that we will receive the balance of your policy only if your primary beneficiary doesn't survive you.

  • Make an outright gift of an existing policy

    You can name us as owner and beneficiary of an existing policy. You qualify for a federal income tax charitable deduction when you itemize on your taxes. If you continue to pay premiums on the policy, each payment is tax deductible as a charitable gift when you itemize.

  • Make an outright gift of a new policy

    You can take out a new policy and irrevocably name the Tuolumne River Trust as the owner and the beneficiary of the insurance contract. This method may be particularly attractive for younger donors. Whether you make one single premium payment for the policy or pay annual premiums, each payment is tax deductible as a charitable gift when you itemize.

To make the Tuolumne River Trust a beneficiary

  1.  Ask for a change-of-beneficiary form from your retirement plan administrator, insurance company, bank or financial institution.

  2.  Name the Tuolumne River Trust along with the percentage you chose, on the beneficiary form.

  3.  Return the completed form to your plan administrator, insurance company, bank or financial institution.

Tuolumne River Trust (501(c)(3) non-profit organization

Po Box 3727

Sonora, CA 95370-3727

Tax ID# 94-2834151

We strongly advise you to consult with your financial and legal advisors to discuss your unique situation, including any impact from your State’s tax laws, before you proceed.